Bankruptcy Effective. Affordable. Advocacy.

Harrisburg, PA Bankruptcy Lawyer

Do You Qualify for Bankruptcy in Central Pennsylvania?

If you’re struggling with an overwhelming amount of debt that seems insurmountable, bankruptcy may be a viable option. Filing for chapter 7 can discharge the debt and get you on the road to financial freedom and independence. While it may appear frightening to file for bankruptcy, it is a common and standard legal procedure that has helped millions of people in the U.S. get out from underneath a mountain of debt obligations.

Unfortunately, the process can be complicated. Rather than attempting to navigate the process on your own, our firm can help. The good news: our Harrisburg bankruptcy lawyer at Holt Law knows bankruptcy law and can get your case moving forward at once – so you can attain the benefits of an automatic stay. Once your bankruptcy is filed, creditors cannot contact you by any means, and any debt-related lawsuit or foreclosure is on hold.

Schedule a free consultation by calling (717) 459-4255 or contacting us online today.

Filing for Bankruptcy in Harrisburg

When filing for bankruptcy, it begins with a Means Test to determine which form of bankruptcy is right for you. The results of this test will direct to you to file either:

  • Title 7 bankruptcy which involves discharging most (or all) of your debt and liquidating your existing assets, or
  • Title 13 bankruptcy in which a court agrees to a significant debt reduction if you repay certain creditors through manageable installments over a three to five-year period.

Which type of bankruptcy determines the next steps you will take, but in any case, it involves coming up with an effective strategy to relieve your debts and restore your financial health. Once your bankruptcy proceedings are complete, you can get to work on restoring your credit.

Why You Need a Lawyer

A single mistake when filing for bankruptcy can have disastrous consequences, including loss of property or being unable to file chapter 7 for discharge of debt. Most people hire an attorney to help with the bankruptcy process to prevent mistakes ensure:

  • You are prepared for each hearing, meeting, and interview you need to attend
  • You don’t miss any deadlines or make legal errors in the paperwork
  • Your rights are protected during the process, and creditors can’t incorrectly seize your property
  • You take each step required to be fully eligible for bankruptcy

If you’re considering filing for bankruptcy, the best way to start is by calling us today at (717) 459-4255 for a free initial consultation.

Why Choose Us?

How Holt Law Is Different
  • Work Directly with Attorney Aaron Holt
  • Strong Principles of Honesty & Integrity
  • Will Fight Hard for Your Rights
  • Free Initial Consultation

Recent testimonials

See What Our Clients Have to Say
    Thank you for everything you have done.

    “Attorney went above and beyond the call of duty to accommodate my needs he showed great interest and compassion for my situation without hesitation. I would recommend him for any legal matter that ...”

    - Michael
    He exceeded our expectations. We won :-)

    “I called Attorney Arron Holt without any references. When I spoke to him regarding an issue concerning my 15 yr. old son. He showed a lot of concern for him. He made me feel so confident and informed ...”

    - Jamie
    He is my go-to guy.

    “I would never seek another criminal attorney. He is my go-to guy.”

    - Jason
    Helped me keep my job and stay on the right track.

    “Mr. Holt is a great Lawyer. Helped me keep my license which essentially helped me keep my job and stay on the right track. I would recommend him to anyone!”

    - Kelby
    I personally believe he's the real deal.

    “This lawyer is prompt, professional and I definitely wouldn't hesitate to hire again. Well versed in law and asks the questions that nobody else will. 10 plus stars for being cost efficient. I ...”

    - Salia

Contact Holt Law

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